Revolut Blog

Whether you’re a young driver or not, we’ve got a telematics car insurance policy for you! We’re introducing Revolut's Smart Driving policy, designed to change the way car insurance is done in Ireland. Check out how this policy can benefit you and discover how it works.

Revolut's Smart Driving policy is designed to personalise your car insurance experience. By choosing Smart Driving and self-installing a telematics device in your car, you’ll get upfront savings* on your insurance premium and valuable driving insights in-app. The device is discreet (it can fit in the palm of your hand!), and the installation process takes less than a minute.

Smart driving is available for customers with less than 6 claim-free years and is mandatory for drivers with less than 1 year on their licence. Standard eligibility criteria applies. Minimum premium of €535 (incl. levy) for Smart Driving policy also applies.

When it comes to car insurance, we know saving money is a top priority. With our Smart Driving policy, you'll receive an upfront discount on your premium, potentially saving up to 30%*! This policy is perfect for drivers looking to build their driving experience or increase their claim-free years. It’s not limited to young drivers.*The upfront discount percentage depends on the number of claim-free years for an individual - the fewer number of claim-free years, the higher the discount. For example, a man aged 36, living in Dublin, driving a 2011 PEUGEOT 207 1.4 95 BHP ENVY (1397cc), has 0 claims free years and has held a licence for 2 years, will receive a discount of 30% on their standard policy if they opt in for Smart Driving. For standard comp, the quote provided was €1295. After Smart Driving discounts, the quote was €907. All eligible customers qualify for a discount. Get a quote to check the discount you’ll receive.

Let us know when your car insurance is up for renewal, and if you’re a Revolut customer, we’ll send you a reminder in-app and via email to check out Revolut Car Insurance.

Get a renewal reminder

We’ve streamlined the Smart Driving experience to be simple and hassle-free. Installing our compact telematics device is a breeze – just plug it into your car's 12V accessory socket , start the engine, and your device will be activated in under a minute.

The device will collect essential data on your driving behaviour, including speed, acceleration, braking, and more. Accessible in-app, this data empowers you to track your driving skills, make improvements over time, and compare your progress with other drivers.Check out our video guide on Smart Driving to learn more.

To make sure you have uninterrupted coverage, you need to activate your device within 14 calendar days of the policy start date and keep it plugged in throughout the entire coverage period. Failure to activate the device in time could lead to policy cancellation, and if your device remains unplugged, accidental damage cover will be removed from your policy. Tampering with the device will result in policy cancellation.

We encourage everyone to drive responsibly and safely, avoiding dangerous behaviours like excessive speeding, harsh braking, aggressive acceleration, sharp cornering, or abrupt lateral movements. Excessive speeding (over 160 km/hr on a public road) will lead to immediate cancellation, and any such dangerous behaviours may impact your prices at renewal.

Take your time to decide if you want to enable Smart Driving on your policy. Once you purchase a Smart Driving policy, you won’t be able to change to a standard policy until the end of your annual coverage period, but you can choose to cancel the policy mid-term. Select the best policy for you and enjoy the ride hassle-free!

Go to our FAQ page if you have any questions about Smart Driving or Car Insurance. You can also get in touch with us via our in-app chat.

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